FAQs About FEMA Individual Assistance

12/3/2021 (Permalink)

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The FEMA Individual Assistance Program

Navigating the aftermath of a storm can be a stressful time, especially if you face a lot of damages to your home in Duck Creek, TX. Here are some frequently asked questions about the FEMA Individual Assistance program to make finding coverage for your home repair less taxing.

1. Will FEMA Rebuild a Home the Way It Was?
FEMA provides financial assistance and services for individuals who have uninsured or underinsured expenses due to a natural disaster. However, it is not a substitute for an insurance policy. It merely helps you get back on your feet after a storm. The program is not designed to rebuild houses that have been destroyed.

2. What Assistance Is Available?
This program can provide grants to help you pay for temporary housing, emergency repairs, personal property losses, and medical and dental expenses that were a direct cause of a natural disaster. Other expenses that were a direct result from flood, wind, or other storm damage may also be covered under this program. For instance, you may have your professional storm cleanup and remediation costs covered.

3. What Happens After You Apply?
After you apply, you can monitor and adjust your application through the online portal. Once your application has been reviewed, a FEMA agent will contact you to set up a home inspection visit where they will take note of any storm-related damage. You will find out soon after if you have been approved or denied assistance by a letter in the mail. If you have been approved, you will receive a check or direct deposit with a letter explaining how you are supposed to use this money.
Whether you are dealing with flooding or high winds, if you have sustained damage due to a storm you may be eligible for assistance. While the Individual Assistance program does not replace an insurance policy, it can help individuals who face damage to property that is uninsured or underinsured.